You always have enough money with a credit limit from Agroprosperis Bank. No need to wait - buy the things you need now and return them later. Convenient credit limit for your profitable purchases!
Up to 62 days grace period
Constantly revolving limit
No commission for account opening and maintenance
No commission for setting the limit
No commission for cashless payments in the retail network and the Internet
No additional documents, only passport and personal identification number
|12 months with the possibility of extension
|Credit limit amount
|from UAH 5,000 up to UAH 300,000
|up to 62 days
|Interest rate in the grace period
|0.0001% per annum
|Interest rate after grace period
|30% per annum (2.5% per month)
|Establishing a credit limit
|Payment at points of sale and online with credit funds
You can issue a credit limit if you have at Agroprosperis Bank:
To open a credit limit, leave an Application and we will call you, or contact the branch of the bank where you are served. The limit can be set on any Agroprosperis Bank card issued after December 1, 2021.
Have a deposit but no Mriya card? Get a Mriya card and experience the benefits of a credit card with interest on the balance. With it, you simultaneously have available credit funds with a grace period of up to 62 days and receive up to 8% on daily balances of your own funds in the account. Double the convenience, double the benefit!
Conditions for starting activities related to the settlement of overdue debt and/or assignment of the right of claim
JSC "AGROPROSPERIS BANK" (hereinafter referred to as the creditor or the Bank) can start settlement of overdue debt from the first day of the borrower's delay in payment of the next loan payment. For this purpose, the Bank can use the following communication channels:
Debt settlement can be carried out by:
Assignment of the right of claim under the consumer credit agreement to a new creditor may be applied by the Bank in the following cases:
The procedure for assigning the right of claim under a consumer credit agreement to a new creditor
Currently, the Bank does not transfer its creditor rights to another person.
The procedure and method of repayment of overdue debt
The order and sequence of debt repayment is carried out in accordance with the terms of the credit agreement. You can repay the debt in one of the following ways:
Warning when using the credit limit
Possible consequences for the Client in case of using the banking service or non-fulfillment of obligations under the agreement on the provision of this banking service:
The Bank has no right to amend the agreements concluded with the Clients unilaterally, unless otherwise provided by the Agreement or the law.