Loans to farmers for business
Loan terms
| Program | Amount, up to | Term, up to | |
| AP Harvest Replenishment of working capital | USD 1 million or UAH equivalent | 18 / 36 months | |
| AP Invest Financing of investment projects | USD 1 million or UAH equivalent | 7 years | |
| AP Veksel Bill of exchange endorsement. Rates starting at 1.5% | USD 1 million or UAH equivalent | 18 months | |
| Agricultural receipts and agricultural notes | USD 500 000 or UAH equivalent | 12 months | |
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Possibility of preliminary approval of a credit limit without concluding a credit agreement
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State support programs
By obtaining financing from Agroprosperis Bank, you become eligible for partial state compensation for interest payments on your loan or for the purchase of agricultural machinery, as the Bank is an authorized institution participating in state programs supporting agricultural producers. Additionally, at Agroprosperis Bank you can apply for preferential loans under the state program Affordable loans 5-7-9%, particularly for the purchase of agricultural land.
EU4Business initiative
Agroprosperis Bank has been a partner of the European Fund for Southeast Europe (EFSE) for seven years as part of the European Union’s EU4Business initiative, which aims to support micro and small agricultural producers. As part of this collaboration, certain categories of borrowers are eligible to receive a non-repayable business grant of up to 20% of the loan amount.
Why do agricultural producers choose Agroprosperis Bank?
Agroprosperis Bank has specialized in financing small and medium-sized agricultural producers for over 10 years. The bank’s investor, NCH Capital Inc., has many years of experience in the agricultural sector and has established one of Ukraine’s largest agribusinesses—the Agroprosperis Group of Companies, which cultivates over 300,000 hectares of land and exports more than 3 million tons of grain annually.
Our deep understanding of agricultural production allows us to offer solutions that take into account seasonality, production cycles, and the real needs of farms. We simplify financing for agricultural producers by implementing innovative approaches and tools: in 2016, we were the first bank to begin lending against agricultural receipts, and in 2025, against agricultural notes. That is why Ukrainian farmers have been choosing Agroprosperis Bank for over 10 years.
Our clients receive:
- Financing secured by crop receipts
- Reasonable requirements for documents and collateral
- Quick decision-making and funds disbursement
- Flexible repayment schedules tailored to the season and market conditions
- Consulting support on production and commercial matters
- Responsible lending without excessive debt burdens.
The bank's expertise in agrofinancing is confirmed by industry awards:
- 2022-2025 – Winner in the categories of "Bank Leader in Savings Reliability for Individuals" and "Best Bank for Agribusiness" at the national "Bank of the Year" contest by International Financial Club "Bankir"
- 2025 – Winner in the categories "For the dynamics of the growth of the agribusiness loan portfolio" and "For the indicators of the growth of the agribusiness loan portfolio" based on the results of the Main financial award of the year-2024 from the Association of Ukrainian Banks.
- 2024 – Winner in the category of "Leader in Agricultural Banking" at the Banker Awards 2024 by Banker.ua
- 2021 – Winner in the category of "Specialized Bank" in the ranking of NABU member banks
- 2019-2021 – Winner in the category of "Leader in Agribusiness Lending" at the national "Bank of the Year" contest by International Financial Club "Bankir"
How to apply
List of documents required to apply for a loan:
- Loan application form
- Financial documents of the borrower and related parties
- Charter and registration documents of the borrower, guarantor and mortgagor
- Documents confirming the ownership of land on which the crop will be grown (for crop receipts and agrarian notes)
- Crop plan
Our borrower:
- cultivates 100 hectares or more
- grows wheat, corn, sunflower, rapeseed, soybeans
- has experience of at least three agricultural cycles
- operates in Vinnytsia, Khmelnytskyi, Poltava, Sumy, Chernihiv, Kyiv, Zhytomyr, Cherkasy, Ternopil, Lviv, Rivne or Volyn regions.