Loans to farmers for business
Apply | Regional managers contacts |
Loan programs to farmers
Loan | Amount | Term | Collateral |
AP Harvest Financing for your sowing campaign | up to USD 1 million or UAH equivalent | up to 18 months | financial crop receipt, farming equipment |
AP Promissory Note Promissory note avalization. From 1.5% | up to USD 1 million or UAH equivalent | up to 18 months | financial crop receipt, farming equipment |
AP Invest Purchasing of new and used farming equipment | up to USD 1 million or UAH equivalent | up to 7 years | purchased farming equipment, financial crop receipt |
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EU4Business initiative
For six years Agroprosperis Bank has been a partner of the European Fund for South-Eastern Europe (EFSE) as part of the European Union's EU4Business initiative. This initiative aims to provide micro and small enterprises with financing in local currency to support liquidity and business development.
State support programs
By obtaining financing from Agroprosperis Bank, you become eligible for partial state compensation for interest payments on your loan or the cost of agricultural machinery, as we are an authorized bank for implementing the state program supporting agricultural producers. Additionally, at Agroprosperis Bank you can apply for preferential loans under the state program "Affordable loans 5-7-9%".
Benefits for farmers
Agroprosperis Bank is a recognized expert in the agricultural sector, specializes in financing small and medium-sized agricultural producers with farmland starting from 100 hectares. The Bank’s investor NCH Capital (USA) has established a successful agribusiness in Ukraine, under the Agroprosperis brand, which cultivates over 300,000 hectares and exports more than 3 million tons of crops annually.
Leveraging the investor’s successful experience and unique IT tools, Agroprosperis Bank fully understands the specifics of agribusiness and offers its clients:
- Financing secured by crop receipts
- A simplified evaluation process with reasonable requirements for documents and collatera
- Quick decision making and funds disbursement
- A flexible repayment schedule tailored to the season and market conditions
- Consultations on agritechnology, production and commercial matters, as well as additional growth opportunities through cooperation with Agroprosperis
- Responsible lending, that insures optimal debt load for borrowers.
The bank's expertise in financing agriculture is confirmed by industry awards:
- 2025 – Winner in the categories "For the dynamics of the growth of the agribusiness loan portfolio" and "For the indicators of the growth of the agribusiness loan portfolio" based on the results of the Main financial award of the year-2024 from the Association of Ukrainian Banks.
- 2024 – Winner in the category of "Leader in Agricultural Banking" at the Banker Awards 2024 by Banker.ua
- 2022-2024 – Winner in the categories of "Bank Leader in Savings Reliability for Individuals" and "Best Bank for Agribusiness" at the national "Bank of the Year" contest by International Financial Club "Bankir"
- 2021 – Winner in the category of "Specialized Bank" in the ranking of NABU member banks
- 2019-2021 – Winner in the category of "Leader in Agribusiness Lending" at the national "Bank of the Year" contest by International Financial Club "Bankir"
- 2020 – Winner in the "Banks of 2020" ranking by Financial Club in the category of "Pristine Bank".
How to apply
List of documents to apply for the loan:
- Loan application form
- Financial documents of the borrower and related parties
- Charter and registration documents of the borrower, guarantor, mortgagor
- Documents confirming the ownership of land on which the crop will be grown (for crop receipts)
- Crop plan
Our borrower:
- cultivates 100 hectares of land or more
- grows wheat, corn, sunflower, rapeseed, soybeans
- has experience of 3 agricultural cycles or more
- operates in Vinnytsia, Khmelnytskyi, Poltava, Sumy, Chernihiv, Kyiv, Zhytomyr, Cherkasy, Kirovohrad, Ternopil, Lviv, Rivne or Volyn regions.