Loans to farmers for business
| Apply | Regional managers contacts |
Loan programs to farmers
| Loan | Amount | Term | Collateral |
| AP Express Money fast. Desicion in 2 days | up to UAH 1.5 million or USD equivalent | up to 12 months | unsecured or secured loan (depending on financial position) |
| AP Harvest Financing for your sowing campaign | up to USD 600,000 or UAH equivalent | up to 18 months | financial crop receipt, farming equipment |
| AP Promissory Note Promissory note avalization. From 1.5% | up to USD 600,000 or UAH equivalent | up to 18 months | financial crop receipt, farming equipment |
| AP Invest Purchasing of new and used farming equipment | up to USD 600,000 or UAH equivalent | up to 7 years | purchased farming equipment, financial crop receipt |
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EU4Business initiative
For six years Agroprosperis Bank has been a partner of the European Fund for South-Eastern Europe (EFSE) as part of the European Union's EU4Business initiative. This initiative aims to provide micro and small enterprises with financing in local currency to support liquidity and business development.
State support programs
By obtaining financing from Agroprosperis Bank, you become eligible for partial state compensation for interest payments on your loan or the cost of agricultural machinery, as we are an authorized bank for implementing the state program supporting agricultural producers. Additionally, at Agroprosperis Bank you can apply for preferential loans under the state program "Affordable loans 5-7-9%".
Benefits for farmers
Agroprosperis Bank is a recognized expert in the agricultural sector, specializes in financing small and medium-sized agricultural producers with farmland starting from 100 hectares. The Bank’s investor NCH Capital (USA) has established a successful agribusiness in Ukraine, under the Agroprosperis brand, which cultivates over 300,000 hectares and exports more than 3 million tons of crops annually.
Leveraging the investor’s successful experience and unique IT tools, Agroprosperis Bank fully understands the specifics of agribusiness and offers its clients:
- Financing secured by crop receipts
- No expenses for collateral appraisal or insurance
- A simplified evaluation process with reasonable requirements for documents and collatera
- Quick decision making and funds disbursement
- A flexible repayment schedule tailored to the season and market conditions
- Consultations on agritechnology, production and commercial matters, as well as additional growth opportunities through cooperation with Agroprosperis
- Responsible lending, that insures optimal debt load for borrowers.
The bank's expertise in financing agriculture is confirmed by industry awards:
- 2024 — winner in the categories "Leader in Agricultural Banking" according to the results of the Banker Awards 2024 from Banker.ua
- 2022-2024 — the winner in the categories "Best bank for agribusiness" at the nationwide "Bank of the Year" competition by the International Financial Club "Bankir"
- 2021 — the winner of the NABU member banks rating in the "Specialized Bank" categories
- 2019-2021 — the winner in the "Leader in agribusiness lending" categories of the nationwide "Bank of the Year" competition by the International Financial Club "Bankir"
- 2020 — the winner of the "Banks of 2020" rating by the Financial Club in the "Clean Bank" categories.
How to apply
List of documents to apply for the loan:
- Loan application form
- Financial documents of the borrower and related parties: balance sheet, financial statements, statistical forms
- Charter and registration documents of the borrower, guarantor, mortgagor
- Documents confirming the ownership of land on which the crop will be grown (for crop receipts)
- Crop plan
Our borrower:
- cultivates 100 hectares of land or more
- grows wheat, corn, sunflower, rapeseed, soybeans
- has experience of 3 agricultural cycles or more
- operates in Vinnytsia, Khmelnytskyi, Poltava, Sumy, Chernihiv, Kyiv, Zhytomyr, Cherkasy, Kirovohrad, Ternopil, Lviv, Rivne or Volyn regions.