Premium
Login to Internet banking
AP Online AP Bank for individuals
Login More
Download from Google Play store Download from Apple App Store
AP Business Online AP Business Online for business
Login More
up to 8% on the balance
up to 8% on the balance
  • free opening and maintenance free opening and maintenance
  • free replenishment and cashless payments free replenishment and cashless payments
  • free withdrawal at all ATMs in Ukraine free withdrawal at all ATMs in Ukraine
  • the possibility of setting a credit limit the possibility of setting a credit limit
  • Visa payWave, Google Pay, Apple Pay, Garmin Pay Visa payWave, Google Pay, Apple Pay, Garmin Pay
Order card

Tariffs for card services

Interest on the account balance

over UAH 100,000 - 8% 

UAH 50,000-100,000 - 6%

up to UAH 50,000 - 5%

Accrual of interest

the service is provided on the condition that there is any amount of funds in the account indefinitely during the functioning of the card account

Tranfers on mandatary details

free of charge

Credit limit 

from UAH 0 up to UAH 300,000

for a period of 12 months with the possibility of extension

for depositors and clients within the framework of salary projects

 

Order card

 

Tariffs of the "Mriya Card" from 20.03.2024

Key characteristics of Mriya Card

"Credit limit" tariffs

Key characteristics of Credit limit

Credit calculator

Residual income calculator

 

Calculate your income on the card balance
You receive per month
Income before tax - UAH
Income after tax - UAH
Order card

Get a card in just 3 steps

Fill in the application
1. Fill in the application

Fill in the application for the selected card on the website

Confirm the data
2. Confirm the data

Take a call from the bank manager

Get a card
3. Get a card

Get your card at a bank branch in a few minutes

Use the card conveniently with AP Bank online banking
Pay and transfer
Pay and transfer

Pay bills and utilities, transfer to cards or by bank details.

Manage security
Manage security

Set card limits, block or activate blocked cards.

Control costs
Control costs

Get statements and transaction information, analyze expense items.

Place deposits
Place deposits

Online at favorable rates, replenish them and change the extension terms.

Download from Google Play store Download from Apple App Store
FAQ

Recomendations on security of online payments and card transactions

Recommendations on avoiding cases of increased risk of losses for the user of a bank payment card

Recommendations for detecting phishing websites

AP Bank Online Banking Security Recomendations

 

We draw your attention to the need to inform the Bank immediately

  • about the loss of a bank payment card

In case of loss or withdrawal of the card during the transaction, as well as in case the PIN code of the card became known to another person, the Client is obliged, as soon as possible, to inform the Bank about this and to block the operation of the card by 24-hour telephone numbers:
0-800-505-555 (toll-free in Ukraine) and 044-290-93-10 (Customer Service Center). Verbal notification must be confirmed by a written statement addressed to the Bank.

  • about unauthorized access or change of client information in remote service systems

In the event of unauthorized access to your account in the AP Bank SDBO, or in the event of the possibility of such unauthorized access, or if you notice a change in the information in the AP Bank SDBO (personal data, information about the services/products registered with the bank, accounts and balances of funds made operations, etc.), in case of loss of a financial phone number (SIM card) or a mobile phone with a financial number, contact the Bank's technical support for users at the phone number 0 800 300 170 (toll-free in Ukraine) or +38 (044) 392 93 73

  • about detected phishing websites or received information of similar content

If you received an e-mail (including from any address of the Bank) with a request to notify or confirm your login or password - do not respond to the request. Remember, the Bank never asks for such user data regarding login and password. Call the Bank's user technical support service at 0 800 300 170 (toll-free in Ukraine) or +38 (044) 392 93 73 and report the incident.
Always perform a visual check of the site's domain name to ensure that it is an official and not a phishing page of attackers using the guidelines for detecting phishing websites.
Currently, JSC "AGROPROSPERIS BANK" has the following official websites:
https://ap-bank.com/ - the official website of the Bank;
https://online.ap-bank.com/ - the official website of the Bank for access to the remote banking system of AP Bank.

If you detect a phishing site, call the technical support service for users of the Bank at phone number 0 800 300 170 (toll-free in Ukraine) or +38 (044) 392 93 73 and report it.

How is interest on the balance calculated

Interest on the balances of own funds on the card account is calculated monthly on the last working day of the month based on the balances of funds that were in the account at the end of each operating day during the accounting month. Interest is paid monthly no later than on the next working day after its accrual by crediting it to the account.

How are funds on a card account guaranteed

Funds placed in the bank under the terms of the bank account agreement, including accrued interest on the balance, are guaranteed in the same way as under the terms of a bank deposit. During the period of martial law and for three months after its end, the state guarantees 100% of the individual deposits, and after that - in the amount of UAH 600,000, including interest.

Warning when using a bank card

Warnings:

Possible consequences for the client in case of using a banking service or failure to fulfill his obligations under the agreement on the provision of this banking service:

- accepting the conditions of the public offer on the rules and conditions for the provision of banking services for customers - individuals and the terms and conditions of a bank account provided for in the agreement, operations on which can be carried out using electronic means of payment, the client undertakes to pay for the relevant banking services in accordance with the Bank's tariffs;

- in case of violation of the terms of the agreement and in cases determined by the terms of the agreement, the bank has the right to suspend (temporarily) all or individual operations on and / or block the card, refuse to serve the client;

- in accordance with the norms of the current legislation of Ukraine, income received by the client in accordance with the terms of the Bank Account Agreement, transactions on which can be carried out using taxable electronic means of payment.

The bank is prohibited from requiring the customer to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services).

The Bank does not have the right to unilaterally amend the agreements concluded with clients, unless otherwise provided by the agreement or the law.

The Bank's customers have the opportunity to refuse to receive advertising materials by means of remote communication channels.

Warning when using the credit limit

Possible consequences for the Client in case of using the banking service or non-fulfillment of obligations under the agreement on the provision of this banking service:
- accepting the terms of the public offer on the rules and conditions of banking services (hereinafter - the Agreement) for Customers - individuals and the terms of the bank account agreement, transactions which may be carried out using electronic means of payment, the Client undertakes to pay for relevant banking services Bank's tariffs;
- when obtaining a loan from the borrower there are costs in the form of interest, commissions and other payments for the Bank's services, in accordance with the terms of the Agreement;
- in case of late repayment of credit debt or other violations of the terms of the Agreement, the borrower may be subject to penalties in accordance with the terms of the Agreement;
- in case of improper fulfillment by the borrower of its obligations under the terms of the Agreement, the Bank has the right to apply to the relevant state authorities in order to meet its requirements, including compulsorily;
- term of credit limit (credit) - 12 months. In this case, the term of the loan is extended for every next 12 months, if at least 15 calendar days before the expiration date of the loan the Bank does not notify the Client of the termination of the loan;
- The Client has the right to withdraw from the Agreement without explanation within 14 calendar days from the date of the agreement, which the Client notifies the Bank in writing. If the Client submits the notice not in person, it must be notarized or submitted and signed by a representative with a power of attorney to perform such actions. Within seven calendar days from the date of submission of the written notice of withdrawal from the Agreement, the Client is obliged to return to the Bank the funds received under the Agreement and pay interest for the period from the date of receipt to the date of return at the rate specified in the Agreement;
- The Client has the right to terminate or terminate the Agreement by early full repayment of the loan. Any penalties in case of early (full or partial) repayment of the loan are not accrued and are not paid;
- The Client has the right to repay the Loan in full or in part at any time, including by increasing the amount of the Mandatory Minimum Payment, and to pay interest for the use of the Loan for the period of actual use of the Loan;
- information about the Borrower may be provided to the Bureau of Credit Histories, Credit Register;
- in case of violation of the terms of the Agreement and in cases specified in the terms of the Agreement, the Bank has the right to suspend (temporarily) all or some operations on and / or block the card, refuse to serve the Client;


The Bank is prohibited from requiring the Client to purchase any goods or services from the Bank or a related or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).

The Bank has no right to amend the agreements concluded with the Clients unilaterally, unless otherwise provided by the Agreement or the law.
The Bank's clients have the right to refuse to receive advertising materials by means of remote communication channels.

You can be interested

We use cookies for website operation and optimization of service. By using our site, you you consent to our use of cookies.