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Mriya Card
Mriya Card
  • up to 11% per annum on account balance
  • free replenishment and withdrawal
  • the possibility of setting a credit limit
  • free cashless payments
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Tariffs for card services

Accrual of interest on the account balance

over UAH 100,000 - 11% 

UAH 50,000-100,000 - 9%

up to UAH 50,000 - 7%

Replenishment free
The possibility of setting a credit limit  up to UAH 300,000
Cash withdrawal at all ATMs in Ukraine free

 

Tariffs Mriya Card from 09.08.2022

Tariffs Mriya Card from 19.09.2022

Tariffs Mriya Card from 26.09.2022

Tariffs from 26.09.2022 apply to card accounts opened since 26.09.2022.

For card accounts opened up to and including 16.09.2022, the following applies: in the period 26.09.2022-16.10.2022 – Tariffs from 09.08.2022, in the period 17.10.2022-23.10.2022 – Tariffs from 19.09.2022, from 24.10.2022 – Tariffs from 26.09.2022.

For card accounts opened from 19.09.2022 to 23.09.2022 inclusive, the following applies: in the period 26.09.2022-23.10.2022 – Tariffs from 19.09.2022, from 24.10.2022 – Tariffs from 26.09.2022.

 

Tariffs for the transfer of charitable assistance on the deposit "Contribution to Victory"

Tariffs Credit Limit

Key characteristics of "Credit limit"

Loan calculator

Monthly interest on own funds
Calculation results
Income before tax - UAH
Income after tax - UAH
Order card

Get a card in just 3 steps

Fill in the application
1. Fill in the application

Fill in the application for the selected card on the website

Confirm the data
2. Confirm the data

Take a call from the bank manager

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3. Get a card

Get your card at a bank branch in a few minutes

Use the card conveniently with AP Bank online banking
Pay and transfer
Pay and transfer

Pay bills and utilities, transfer to cards or by bank details.

Manage security
Manage security

Set card limits, block or activate blocked cards.

Control costs
Control costs

Get statements and transaction information, analyze expense items.

Place deposits
Place deposits

Online at favorable rates, replenish them and change the extension terms.

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FAQ

How is a Mriya Card with interest on balances better than a term deposit

  • Amount of interest. With the Mriya Card, you get 11% per annum on daily balances from UAH 100,000, while the average interest rate on time deposits for individuals is less than 10%, and demand deposits and deposits with partial withdrawals offer even lower returns.
  • Access to funds. With a term deposit, you will receive your funds only after the term of the deposit expires, while the money on the card is always at your fingertips, available to you without any restrictions 24/7.
  • Withdrawal of funds. In the case of early termination of a deposit that provides for such an option, the interest amount is usually transferred at a penalty rate close to zero, and the interest on the savings card is calculated on daily balances. Even if you withdraw the entire amount for several days, you will still receive the full amount of interest for each day that the money was in the account.
  • Replenishment. The card can be topped up at any time for any amount, while the amount and number of time deposit top-ups are generally significantly limited.

How is interest on the balance calculated

Interest on the balances of own funds on the card account is calculated monthly on the last working day of the month based on the balances of funds that were in the account at the end of each operating day during the accounting month. Interest is paid monthly no later than on the next working day after its accrual by crediting it to the account.

How are funds on a card account guaranteed

Funds placed in the bank under the terms of the bank account agreement, including accrued interest on the balance, are guaranteed in the same way as under the terms of a bank deposit. During the period of martial law and for three months after its end, the state guarantees 100% of the individual deposits, and after that - in the amount of UAH 600,000, including interest.

Warning when using a bank card

Warnings:

Possible consequences for the client in case of using a banking service or failure to fulfill his obligations under the agreement on the provision of this banking service:

- accepting the conditions of the public offer on the rules and conditions for the provision of banking services for customers - individuals and the terms and conditions of a bank account provided for in the agreement, operations on which can be carried out using electronic means of payment, the client undertakes to pay for the relevant banking services in accordance with the Bank's tariffs;

- in case of violation of the terms of the agreement and in cases determined by the terms of the agreement, the bank has the right to suspend (temporarily) all or individual operations on and / or block the card, refuse to serve the client;

- in accordance with the norms of the current legislation of Ukraine, income received by the client in accordance with the terms of the Bank Account Agreement, transactions on which can be carried out using taxable electronic means of payment.

The bank is prohibited from requiring the customer to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services).

The Bank does not have the right to unilaterally amend the agreements concluded with clients, unless otherwise provided by the agreement or the law.

The Bank's customers have the opportunity to refuse to receive advertising materials by means of remote communication channels.

Warning when using the credit limit

Possible consequences for the Client in case of using the banking service or non-fulfillment of obligations under the agreement on the provision of this banking service:
- accepting the terms of the public offer on the rules and conditions of banking services (hereinafter - the Agreement) for Customers - individuals and the terms of the bank account agreement, transactions which may be carried out using electronic means of payment, the Client undertakes to pay for relevant banking services Bank's tariffs;
- when obtaining a loan from the borrower there are costs in the form of interest, commissions and other payments for the Bank's services, in accordance with the terms of the Agreement;
- in case of late repayment of credit debt or other violations of the terms of the Agreement, the borrower may be subject to penalties in accordance with the terms of the Agreement;
- in case of improper fulfillment by the borrower of its obligations under the terms of the Agreement, the Bank has the right to apply to the relevant state authorities in order to meet its requirements, including compulsorily;
- term of credit limit (credit) - 12 months. In this case, the term of the loan is extended for every next 12 months, if at least 15 calendar days before the expiration date of the loan the Bank does not notify the Client of the termination of the loan;
- The Client has the right to withdraw from the Agreement without explanation within 14 calendar days from the date of the agreement, which the Client notifies the Bank in writing. If the Client submits the notice not in person, it must be notarized or submitted and signed by a representative with a power of attorney to perform such actions. Within seven calendar days from the date of submission of the written notice of withdrawal from the Agreement, the Client is obliged to return to the Bank the funds received under the Agreement and pay interest for the period from the date of receipt to the date of return at the rate specified in the Agreement;
- The Client has the right to terminate or terminate the Agreement by early full repayment of the loan. Any penalties in case of early (full or partial) repayment of the loan are not accrued and are not paid;
- The Client has the right to repay the Loan in full or in part at any time, including by increasing the amount of the Mandatory Minimum Payment, and to pay interest for the use of the Loan for the period of actual use of the Loan;
- information about the Borrower may be provided to the Bureau of Credit Histories, Credit Register;
- in case of violation of the terms of the Agreement and in cases specified in the terms of the Agreement, the Bank has the right to suspend (temporarily) all or some operations on and / or block the card, refuse to serve the Client;


The Bank is prohibited from requiring the Client to purchase any goods or services from the Bank or a related or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).

The Bank has no right to amend the agreements concluded with the Clients unilaterally, unless otherwise provided by the Agreement or the law.
The Bank's clients have the right to refuse to receive advertising materials by means of remote communication channels.

What are the advantages of the Mriya Card from Agroprosperis Bank

The Mriya card is a debit payment card, a savings card and a card with the possibility of setting a credit limit at the same time - the advantages of three cards in one.

With the Mriya card, it is completely free for you:

  • issuance and maintenance of the card;
  • issuing cash at any ATM in Ukraine;
  • card replenishment;
  • non-cash payments in the retail network and the Internet;
  • SMS notification;
  • payment of utility and mobile services in AP Bank online banking.

With the Mriya Card with interest on the balance, it is convenient to spend, easy to save and, most importantly, money is always at hand - a profitable and safe solution in times of uncertainty.

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