Capital Deposit

Possible consequences for the client in case of using a banking service or failure to fulfill his obligations under the agreement on the provision of this banking service:

• The deposit provides for the possibility of replenishment by additional contributions during the term of the deposit. The monthly amount of replenishment cannot exceed twice the size of the initial deposit amount and the amount of one replenishment cannot be less than the minimum deposit amount established by the Bank for this deposit. The course of the month starts from the date of the contract.
• The partial withdrawal of deposit funds during its validity period is not applicable.
• The early termination of the deposit is not applicable.
• The interest accrued by the bank is paid monthly by adding (capitalizing) the accrued interest to the deposit amount and on the day the deposit is returned (or on the first business day if the deposit return day is a non-business day).
• Profits received from deposit (deposit) operations are subject to income taxation, in accordance with the current legislation of Ukraine.

Possible consequences for the client in case of his untimely appeal to the bank for the return of funds attracted under a bank deposit (deposit) agreement:

• The deposit does not provide for the possibility of automatically extending the storage period of funds.
• The return of the deposit is carried out on the day of the expiration of the term of the deposit (or on the first working day, if the day of the expiration of the term of the deposit is a non-working day) in accordance with the terms of the agreement.

The bank is prohibited from requiring the customer to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services).

The Bank does not have the right to unilaterally amend the agreements concluded with clients, unless otherwise provided by the agreement or the law.

The client has the right to withdraw from the contract for the provision of financial services, if such a right is provided for in the terms of the contract, but before the start of the provision of any service under such contract and before the start of the provision of service under any other contract that is related to the fulfillment of obligations under the contract for the provision of financial services, from which the Client intends to withdraw. The client may exercise his right to withdraw from the contract for the provision of financial services by submitting an application to the Bank to terminate the contract for the provision of financial services.

The Bank's clients have the right to refuse to receive advertising materials by means of remote communication channels.