Purchase of agricultural land Investment loan
Lending conditions
| Base rate | Compensation rate | Term | Amount |
|---|---|---|---|
| micro – UIRD 3M + 7 small – UIRD 3M + 5 medium – UIRD 3M + 4 | micro – 7% small – 7% medium – 9% | up to 120 months | up to UAH 90 million |
Documents for financing consideration
- Loan application form
- Financial documents of the borrower and related parties
- Statutory and registration documents of the borrower, guarantor, pledgor
- Crop plan
Our borrower
- cultivates at least 100 hectares of land
- has experience of at least three agricultural cycles
- operates in Vinnytsia, Khmelnytskyi, Poltava, Sumy, Chernihiv, Kyiv, Zhytomyr, Cherkasy, Kirovohrad, Ternopil, Lviv, Rivne, or Volyn region
- meets the eligibility criteria for participation in the program
Need more detailed information?
- Contact our regional managers
- Write to us at partner@ap-bank.com
- Leave a loan request
- Request a call back
- Call the bank's contact center 0 800 300 170 (toll-free in Ukraine)
Advantages of working on your own land
Own land is not only an asset, but also the basis for the sustainable development of agribusiness. Farmers who work on their own fields receive a number of advantages that are not available when renting.
- Confidence in the future. The land belongs to you, so you are not dependent on the landlord's decisions, changes in lease terms, and you do not risk losing the land after the contract expires.
- Long-term planning. Owning your own land allows you to build a strategy for farm development for years to come, investing in its fertility, infrastructure, and modern agricultural technologies.
- Cost reduction. The cost of the loan usually does not exceed the rent, but after the loan is repaid, the land remains the property of the farmer.
- Access to financing. Own land plots can serve as collateral for obtaining favorable financing for the development of the economy.
- Land is a valuable asset. Land plots can become a valuable asset for future generations or a source of capital if needed, as the value of land is constantly increasing.
Owning your own land provides more opportunities for development, financial stability, and confidence in the future. It is the foundation of successful business management, allowing you to effectively manage resources and expand your business.