The rating agency “Expert-Rating” has upgraded Agroprosperis Bank’s long-term credit rating to uaAAA, which corresponds to the highest creditworthiness on the national scale.
The assessment is based on the bank’s performance results for 2024 and January–June 2025, in particular on capital, liquidity, and asset quality indicators.
As of the results of H1 2025:
- the bank’s assets increased by 12% to UAH 5.367 billion, of which 69.16% were highly liquid instruments with low credit risk;
- the loan portfolio increased by 42.10% to UAH 1.573 billion, while the share of non-performing loans amounted to 2.31% – 11.7 times below the market average;
- the bank received UAH 35.382 million of net profit, with net interest income up by 5.55% and net fee income up by 13.17% compared to H1 2024;
- the bank’s regulatory capital increased by 14.55%, while N1 and capital adequacy ratios significantly exceeded the NBU’s minimum requirements;
- liquidity indicators (NSFR, LCRвв, and LCRів) consistently remained above the levels set by the regulator.
The upgrade to uaAAA reflects the stability of financial indicators, a balanced approach to risk management, and sufficient capital and liquidity. This confirms Agroprosperis Bank’s ability to meet its obligations even under challenging economic conditions.
Agroprosperis Bank consistently complies with regulatory requirements, ensures operational stability, and develops financing of Ukrainian agribusiness with the support of international capital.
The agency’s conclusions can be found in the section Information for shareholders and stakeholders.
