NFC is a wireless technology for exchanging data between devices at a short distance, which allows you to pay with a phone, smart watch, or tablet at points of sale equipped with payment terminals. NFC payment makes it possible to easily and safely pay with a smartphone that is always in hand, without the need to take out and even take a physical card or wallet with you.
How to connect a card to NFC
- Make sure your smartphone has an NFC module. On iOS, it is present in all models starting with the 6S generation, on Android, check the presence of this option in the settings.
- Set the screen lock of your gadget, which is mandatory for security reasons when using online wallets.
- For Android, download the Google Wallet app from Google Play. Apple Wallet is the default setting on all iOS devices, so you don't need to download anything.
- Add your bank cards to the app and select the default card. The default card is a credit or debit card that will automatically be used for contactless payments.
How to pay by phone
How to use NFC may differ slightly depending on the model of your smartphone, but in most cases contactless payment by phone is simple and fast. For this:
- Enable NFC on your phone.
- Unlock the screen.
- Bring the back of your smartphone, where the module is located, to the payment terminal.
- Wait for the sound signal about successful payment.
NFC payment is safe
The technology involves the encryption of payment and personal data and the use of temporary tokens during transactions that are not linked to real bank accounts, which prevents unauthorized collection of bank card data and unauthorized repeat transactions.
