On May 21, 2026, the rating committee of RA “Standard-Rating” affirmed Agroprosperis Bank’s long-term credit rating on the national scale at the highest level of uaAAA. The agency also confirmed the bank’s short-term credit rating at ua.K1 and its deposit rating at ua.1.
The ratings were updated based on an analysis of the bank’s performance in the first quarter of 2026 and selected indicators from its statistical reports for January–April 2026.
According to the agency’s assessment, Agroprosperis Bank maintains a high level of financial stability, sufficient capital adequacy, significant liquidity, and a high-quality loan portfolio.
During the first quarter of 2026, the bank demonstrated further growth in key performance indicators:
- the bank’s assets increased by 14.78% to UAH 6.362 billion;
- the loan portfolio grew by 6.87% to UAH 1.641 billion;
- customer deposits increased by 18.02% to UAH 5.449 billion.
The agency specifically noted the high quality of the bank’s loan portfolio. As of April 1, 2026, the non-performing loan (NPL) ratio stood at just 2.08%, which is more than six times lower than the average for the Ukrainian banking system.
At the same time, Agroprosperis Bank continued to maintain a significant liquidity buffer. As of April 1, 2026, 73.03% of the bank’s assets consisted of highly liquid instruments with low credit risk—cash, Ukrainian government bonds, and U.S. Treasury bonds.
As of April 1, 2026, the regulatory capital adequacy ratio (RCAR) stood at 15.31% and rose to 18.46% by early May, significantly exceeding the NBU’s regulatory requirement. In addition, the bank met the NSFR and LCR liquidity ratios with a substantial margin, which, according to the agency’s assessment, demonstrates a conservative and balanced approach to liquidity management in wartime conditions.
The confirmation of the highest credit rating of uaAAA once again demonstrates Agroprosperis Bank’s ability to maintain stable operations, a high level of liquidity, and financial stability even amid heightened economic volatility.
The full text of the rating report is available in the Information for Shareholders and Stakeholders section.
