The rating agency "Expert-Rating" has confirmed Agroprosperis Bank long-term credit rating at the uaAA level, indicating an extremely high level of creditworthiness, and the bank's deposit reliability rating at the highest ua1 level on the national scale.
Based on the analysis of the Bank financial statements for the first half of 2024, as well as data from statistical reports for 2023 and the first seven months of 2024, the agency has reached the following conclusions:
- for the first half of 2024, the bank's assets increased by more than 1.5 times to UAH 6.053 billion, with 77.36% of the assets represented by liquid instruments with low credit risk.
- the loan portfolio grew by 47.54% to UAH 1.219 billion, with an NPL ratio of 4.19%, which is 8.25 times lower than the market average.
- compared to the same period in 2023, net interest income increased by 40.75% and net fee income by 14.74%.
- during the reporting period, the bank was very well capitalized with regulatory and core capital and maintained a significant liquidity reserve.
Agroprosperis Bank consistently adheres to all established obligations and regulatory standards, ensuring high-quality banking services and maintaining its reputation as a reliable financial partner.
