The rating agency "Expert-Rating" updated the long-term credit rating of Agroprosperis Bank at the level of uaAA, which characterizes very high creditworthiness, and the rating of deposits at the highest level of ua1 on the national scale.
Based on the analysis of the bank's financial and statistical reporting for 2022 and January 2023, the agency concluded that Agroprosperis Bank:
- well-stocked with capital at levels significantly higher than the limits set by the NBU and average market indicators;
- maintains a significant reserve of liquidity, as evidenced by the coefficient of net stable financing of the NSFR and the coefficients of liquidity coverage of LCRs and LCRs, which many times exceed the limit values set by the NBU;
- consistently ensures the high quality of the loan portfolio with a share of non-performing loans of only 4.52%, which is 8.9 times less than the average of 40.22% in the banking system of Ukraine.
In the extremely difficult conditions of a full-scale war, Agroprosperis Bank fully fulfills all commitments and activity standards and continues to provide customers with all banking services in a high-quality and uninterrupted manner, maintaining the impeccable reputation of a bank with American capital.