AP Harvest
Working capital financing
Amount, up to USD 1 million or UAH equivalent
Term, up to 18 / 36 months
Loans to farmers for business
Loan terms
Four funding programs — choose the one that best fits your farm's needs
AP Invest
Investment project financing
Amount, up to USD 1 million or UAH equivalent
Term, up to 7 years
AP Promissory Note
Promissory note avalization starting from 1.5%
Amount, up to USD 1 million or UAH equivalent
Term, up to 18 months
Crop receipts and agrarian notes
Financing for the upcoming harvest
Amount, up to USD 500 thousand or UAH equivalent
Term, up to 12 months
Possibility of preliminary approval of a credit limit without concluding a credit agreement
Additional support for your funding
Government and European programs that make loans more affordable
State support programs
By obtaining financing from Agroprosperis Bank, you may qualify for partial government compensation of loan interest costs or the cost of agricultural machinery, as the Bank is an authorized participant in government support programs for agricultural producers. Agroprosperis Bank also offers financing under the government-backed Affordable Loans 5-7-9% program, particularly for the purchase of agricultural land.
preferential loan for the purchase of farmland
EU4Business initiative
Agroprosperis Bank has partnered with the European Fund for Southeast Europe (EFSE) for the past seven years as part of the European Union’s EU4Business initiative, which aims to support micro and small agricultural producers. As part of this collaboration, certain categories of borrowers are eligible to receive a non-repayable business grant of up to 20% of the loan amount.
up to 20% of the loan amount — a non-repayable grant
Why agricultural producers choose Agroprosperis Bank
Agroprosperis Bank has specialized in financing small and medium-sized agricultural producers for over 10 years. The bank’s investor, NCH Capital Inc., has many years of experience in the agricultural sector and has established one of Ukraine’s largest agribusinesses — the Agroprosperis Group of Companies, which cultivates over 250,000 hectares of land and exports more than 3 million tons of grain annually.
Our deep understanding of agricultural production allows us to offer solutions that take into account seasonality, production cycles, and the real needs of farms. We make financing more accessible for agricultural producers through innovative lending solutions and financial instruments: in 2016, we became the first Ukrainian bank to finance clients against crop receipts in 2016 and agrarian notes in 2025. Thanks to this expertise, Agroprosperis Bank has remained a reliable financial partner to Ukrainian agricultural producers for over 10 years.
Our clients receive:
- Financing secured by crop receipts and agrarian notes
- Streamlined documentation and collateral requirements
- Fast credit decisions and loan disbursement
- Flexible repayment schedules aligned with production cycles and market conditions
- Advisory support on production and commercial matters
- Responsible lending focused on sustainable debt levels
The bank's expertise in agribusiness financing is confirmed by industry awards
- 2022-2025
Winner in the categories of "Bank Leader in Savings Reliability for Individuals" and "Best Bank for Agribusiness" at the national "Bank of the Year" contest by International Financial Club "Bankir"
- 2025
winner in the categories "For the dynamics of the growth of the agribusiness loan portfolio" and "For the indicators of the growth of the agribusiness loan portfolio" based on the results of the Main financial award of the year-2024 from the Association of Ukrainian Banks
- 2024
- 2021
How to apply
List of documents required to apply for a loan
- Loan application form
- Financial documents of the borrower and related parties
- Charter and registration documents of the borrower, guarantor and mortgagor
- Documents confirming the ownership of land on which the crop will be grown (for crop receipts and agrarian notes)
- Crop plan
Our borrower
- cultivates 100 hectares or more
- grows wheat, corn, sunflower, rapeseed, soybeans
- has experience of at least three agricultural cycles
- operates in Vinnytsia, Khmelnytskyi, Poltava, Sumy, Chernihiv, Kyiv, Zhytomyr, Cherkasy, Ternopil, Lviv, Rivne or Volyn regions.
FAQ