On April 16, 2026, Agroprosperis Bank published its audited financial statements for 2025, certified by the independent auditor Deloitte.
At the end of 2025, the bank achieved growth in key indicators:
- assets increased by 15.7% to UAH 5.54 billion;
- customer deposits grew by 11.6% to UAH 4.62 billion;
- term deposits from individuals — by 28.5%, to UAH 1.34 billion;
- loan portfolio — by 34.7%, to UAH 1.62 billion before provisions;
- net profit amounted to UAH 78.4 million, which is 2.5 times more than in 2024.
This growth was accompanied by the maintenance of asset quality and a prudent lending policy. The level of non-performing loans remained one of the lowest in the market—2.1%.
Product and digital service development
In 2025, the bank continued to expand its range of services for customers.
For the corporate segment, the bank introduced bank guarantees—a tool for securing obligations in tenders and contracts. Customers have access to bid bonds, performance bonds, advance payment guarantees, and payment guarantees.
For individuals, the bank enhanced its digital services, notably introducing a virtual card that can be opened online via mobile banking. The card allows users to make daily payments without a physical card and earn interest on their account balance.
Support for agricultural producers and financing development
The agricultural sector is a key focus of the bank’s operations. In 2025, the volume of support for agricultural producers grew by 39%, and the loan portfolio in this segment reached its highest level in the bank’s history—UAH 1.41 billion before provisions. The share of non-performing loans stood at 1.6%.
In July, the bank became the first in Ukraine to implement financing via an agrarian note—a digital instrument for raising funds against future harvests.
Throughout the year, Agroprosperis Bank secured additional financing from the European Fund for Southeast Europe (EFSE) equivalent to €8 million in hryvnia. The funds are intended to expand support for Ukrainian agricultural producers as part of a partnership that has been ongoing since 2019.
Proven stability and reliability
During the reporting period, the bank complied with all regulatory requirements regarding capital, liquidity, and provisions, exceeding the minimum standards.
The combination of stable growth in key indicators, prudent risk management, and support from a foreign investor served as the basis for the rating agency “Expert-Rating” to upgrade Agroprosperis Bank’s credit rating to uaAAA—the highest level on the national scale.
The bank’s performance has also been recognized by the professional community. In particular, the bank received the awards for “Best Bank for Agribusiness” and “Leading Bank for the Reliability of Savings for Individuals” in the “Bank of the Year 2025” competition (IFC Bankir), and was also included in the “Business Champion Banks” ranking by Forbes Ukraine.
Agroprosperis Bank has been operating in the Ukrainian market since 2015 and, with the support of investor NCH Capital (U.S.), has been consistently scaling its business by combining industry expertise with prudent risk management.
The 2025 financial statements are available on the bank’s official website in the Information for shareholders and stakeholders section.
