Agroprosperis Bank has published its financial statements for the first six months of 2025. In the first half of the year, the bank maintained stable development, demonstrating confident strengthening of its market position and positive dynamics of key financial indicators.
Growth in figures and service expansion
As of the six-month results:
- the bank’s assets grew by 12% to UAH 5.37 billion;
- the business loan portfolio increased by 40% to UAH 1.68 billion (before provisioning);
- customer funds grew by 10% to UAH 4.54 billion, including a 19% increase in funds from individuals to UAH 1.55 billion;
- net profit amounted to UAH 35.4 million.
In April, Agroprosperis Bank was included in Forbes Ukraine’s list of “Business Champion Banks” as one of the 20 most efficient banks demonstrating sustainable growth during wartime.
The bank continued to expand its service offering. In the first half of the year, bank guarantees for businesses were introduced, and individuals gained access to a virtual card with up to 8% annual interest on the balance — another step in the development of convenient digital banking. For depositors, the bank launched a promotional deposit product, “Urozhainyi,” offering 17% annual interest in hryvnia for a 95-day term — one of the most attractive offers on the market.
Strengthening support for agricultural producers
In 2025, Agroprosperis Bank significantly increased financing for the agricultural sector. In the first half of the year, the agri-loan portfolio grew by 47% to UAH 1.49 billion, with a non-performing loan ratio at an exceptionally low level — 1.94%.
On July 1, Agroprosperis Bank became the first bank in Ukraine to finance an agricultural note — an innovative digital instrument for raising funds against future harvests. This is a key milestone in the development of agri-financing, combining technology, accessibility, and reliability.
Another milestone was a new agreement with the European Fund for Southeast Europe (EFSE) for EUR 8 million. These resources will allow the bank to expand its long-term financing program for farmers in national currency.
Reliability and compliance with regulatory requirements
In the first half of the year, Agroprosperis Bank complied with all NBU regulations, including capital, liquidity, and provisioning requirements. In May 2025, the rating agency "Expert-Rating" updated the bank’s long-term credit rating to uaAA (very high creditworthiness) and reaffirmed the highest deposit reliability rating — ua1.
The full financial statements for H1 2025 are available on the official website of the bank in the Information for shareholders and stakeholders section.
