Agroprosperis Bank has released its financial statements for the first nine months of 2026. During the third quarter, the bank expanded its regional network, continued to finance Ukrainian businesses, and adapted its lending terms to meet customer needs.
New branch in Ternopil
In August, Agroprosperis Bank opened a branch in Ternopil. Agroprosperis Bank now has eight service locations in Kyiv, Vinnytsia, Lviv, and Ternopil.
The new branch is designed in accordance with modern accessibility standards and is equipped with backup power and communication systems. As a result, it has joined the nationwide POWER BANKING network and can provide key banking services even during prolonged power outages.
To mark the opening, the bank offered customers at the Ternopil branch special terms on the “Classic+” hryvnia deposit with an annual interest rate of 17.25% for a three-month term.
Supporting agribusiness amid market challenges
One of Agroprosperis Bank’s key areas of focus remains supporting small and medium-sized businesses, particularly those in the agricultural sector.
In the first nine months of 2026, the agribusiness loan portfolio grew by 47% to UAH 2.065 billion, a record high in the bank’s history. The non-performing loan (NPL) ratio stood at 1.45% in the agribusiness segment and 1.82% overall, reflecting the high quality of the loan portfolio and the bank’s effective approach to assessing credit risks.
In the third quarter, the bank adapted its financing terms to the new challenges facing the agricultural sector. To support agricultural producers, repayment schedules were revised and loan repayment deadlines were extended. In addition, the bank provided financing secured by harvested crops and continued to finance investment projects aimed at improving energy efficiency and acquiring agricultural land.
Proven reliability
In August 2026, the rating agency “Standard-Rating” affirmed Agroprosperis Bank’s highest long-term credit rating of uaAAA on the national scale. The rating reflects the bank’s high level of financial stability, sufficient capitalization, and ability to meet its obligations in a timely manner.
In addition, based on the results of the first half of 2026, Agroprosperis Bank ranked 8th in Standard-Rating’s bank deposit reliability rating. The evaluation criteria included asset quality, capitalization, and the bank’s liquidity.
Financial indicators
As of October 1, 2026, Agroprosperis Bank’s financial indicators were as follows:
- assets — 5.22 billion UAH;
- corporate loan portfolio—2.33 billion UAH before provisions;
- customer deposits—4.28 billion UAH.
For the first nine months of 2026, the bank reported a profit of 2.49 million UAH.
The bank continues to adhere to a balanced approach to risk management, develop services for clients, and support Ukrainian small and medium-sized businesses, particularly agricultural producers.
Agroprosperis Bank’s complete financial statements for the first nine months of 2026 are available in the Information for Shareholders and Stakeholders section.