Agroprosperis Bank ranked 8th among Ukrainian banks in the 53rd Ranking of the Attractiveness (Reliability) of Bank Deposits by “Standard-Rating,” based on the results of the first half of 2026. The agency highlighted the bank’s asset quality, substantial equity and liquidity reserves, as well as its savings offerings.
Asset quality
In the first half of 2026, the bank’s assets grew by 17.19% to 6.495 billion UAH, with 65.73% of assets consisting of liquid instruments with low credit risk—cash and cash equivalents, Ukrainian government bonds (OVDP), and U.S. Treasury bonds.
Equity
The bank maintains a significant regulatory capital buffer: as of July 1, 2026, it stood at UAH 476.761 million, and the regulatory capital adequacy ratio was recorded at 15.84%—exceeding the NBU’s minimum requirement of 10%.
Liquidity buffer
Agroprosperis Bank also demonstrates a high level of liquidity: as of July 1, 2026, the liquidity coverage ratio (LCR) across all currencies was 353.58%, and in foreign currency (LCR-F) it was 170.31%, and the long-term liquidity ratio (NFSR) stood at 218.20%, which significantly exceeds the minimum thresholds set by the regulator.
Attractive savings terms
As of the beginning of the third quarter of 2026, customers had entrusted Agroprosperis Bank with 5.366 billion UAH of their own funds. The bank offers various options for preserving and growing savings, including deposit programs with attractive terms.
Separately, the agency highlighted the “Mriya+” card as the most advantageous among cards that accrue interest on the balance. The terms are simple and straightforward:
- up to 7% per annum is credited to the card balance;
- opening and maintaining the card is free;
- topping up the card and paying for purchases are commission-free;
- cash withdrawals at any ATM in Ukraine are also free.
You can view the full deposit reliability rating for the first half of 2026 on the rating agency's website.
