The rating agency Expert-Rating has confirmed Agroprosperis Bank's long-term credit rating at the highest investment level of uaAAA on the national scale, as well as the highest deposit reliability rating of ua1. This latest confirmation of the rating attests to the bank's continued high creditworthiness, capital adequacy, and stable financial performance throughout 2025 and January 2026.
The agency's decision is based on an analysis of the bank's financial statements for 2025 and key regulatory indicators for January 2026. At the end of the reporting period, Agroprosperis Bank demonstrated confident growth dynamics:
- assets increased by 15.67% to UAH 5.543 billion, with 70.75% of their structure consisting of highly liquid instruments with low credit risk;
- the loan portfolio increased by 38.76% to UAH 1.536 billion, and the share of non-performing loans (NPL) was 2.06%, which is 6.76 times lower than the market average;
- net profit for 2025 amounted to UAH 272.893 million, which is 2.5 times higher than the previous year's figure.
- the NSFR, LCRвв, and LCRів liquidity ratios consistently exceeded the requirements set by the regulator.
Agroprosperis Bank consistently adheres to the principles of financial transparency and responsible banking, maintaining a strategic focus on supporting the real sector of the economy, in particular small and medium-sized agribusinesses. The confirmation of the highest credit rating is evidence of the bank's financial stability and its ability to ensure stable operations even in conditions of increased economic volatility.
The full text of the rating report is available in the Information for Shareholders and Stakeholders section.
