The rating agency "Expert-Rating" updated the long-term credit rating of Agroprosperis Bank at the uaAA level, which characterizes very high creditworthiness, and the deposit reliability rating at the highest level of ua1 on the national scale.
Based on the results of the analysis of the financial statements and performance indicators of Agroprosperis Bank, the agency concluded that for 2023:
- the bank's assets increased by 49.23% and amounted to UAH 4 billion, while 77.63% of assets were represented by liquid instruments with a low level of credit risk;
- the loan portfolio grew by 2.06% to UAH 823 million with a share of NPLs at the level of 8.28%, which is 4.5 times lower than the average market indicator;
- compared to 2022, net interest income increased by 73.61%, and net fee income - by 33.37%;
- during the reporting period, the bank was very well provided with regulatory and core capital and maintained a significant reserve of liquidity at levels significantly higher than the average market indicators and the limit values set by the NBU.
Agroprosperis Bank adheres to all commitments and standards of activity, provides high quality banking services and maintains the reputation of a reliable bank with American capital.