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28.03.2023

The new payment standard ISO 20022 for operations in the national currency - from 01.04.2023

What is ISO 20022

International messaging standard prepared by Technical Committee ISO TC68 Financial Services, which is implemented by the National Bank of Ukraine in the payment infrastructure of Ukraine.

The standard is implemented for IBAN-IBAN payments and does not extend to transactions with securities, bank cards, trade and conversion transactions.

 

Transition to ISO 20022 and the new version of SEP 4.0

SEP is a system of electronic payments.

When - on the night from 31.03.2023 to 01.04.2023

Who - the entire banking system of Ukraine

Possible impact: the stabilization period will last up to several weeks: during this time, there may be technical problems and delays in receiving/sending payments from/to other banks (by SEP).

We recommend: plan business activities in advance and make all important payments within the operating hours - by 4:00 p.m. on March 31, 2023.

 

Remains unchanged

After 01.04.2023 operating hours and schedule of payments in national currency, initiated through the Bank's electronic channels or through SEP:

  • Operating hours (sending payments) - only on weekdays and working days from 9:00 a.m. to 4:00 p.m. Settlement documents received from the client in the post-operation time can be executed on the same day according to the bank's current tariffs.
  • Crediting of payments that do not require additional checks by the Bank - 7 days a week.

 

Changes in the working schedule of the Bank's remote service systems during the transition to SEP 4.0

For legal entities - IFOBS client-bank

  • 31.03.2023 (Friday) - payments in national currency are accepted by the bank for payment until 4:00 p.m. Payments sent in national currency after 4:00 p.m. may not be accepted or returned with the reason "Due to the transition of banks of Ukraine to the new version of the electronic payment system in accordance with the NBU's PP No. 93".
  • 01.04.2023 (Saturday) - 02.04.2023 (Sunday) - the system will NOT be available for login, including payments will NOT be processed.
  • 03.04.2023 (Monday) - restoring login access

For individuals - AP Bank online-banking

  • 31.03.2023 (Friday) - payments in national currency are accepted by the bank for payment until 4:00 p.m. Payments sent in national currency after 4:00 p.m. may not be accepted or rejected due to the transition of Ukrainian banks to the new version of the electronic payment system in accordance with NBU Regulation No. 93.
  • 01.04.2023 (Saturday) - 02.04.2023 (Sunday) - Regulatory technical works. Some services may be unavailable.
  • from 03.04.2023 (Monday) - the system works in standard mode, according to the terms of the concluded contracts.

 

Changes in printed forms and interfaces from April 1, 2023

Payment order, payment request and other forms of payment documents are replaced by payment instructions.

 

General information