Agroprosperis Bank has published its financial statements for the first half of 2026. During the reporting period, the bank expanded the scale of its operations, maintained a high level of liquidity, and ensured the consistent development of its key business areas.
Financial performance trends
During the first six months of 2026, Agroprosperis Bank demonstrated steady growth in its key financial indicators:
- The bank’s assets grew by 17.2% to UAH 6.5 billion;
- The business loan portfolio, before provisions, increased by 39% to UAH 2.25 billion;
- Customer deposits rose by 16.2% to UAH 5.37 billion;
- Deposits from individuals increased to UAH 1.72 billion;
- Net profit amounted to UAH 9.4 million.
The bank continues to adhere to a conservative and balanced risk management model, maintaining high levels of capitalization, liquidity, and loan portfolio quality.
Focus on supporting and developing agribusiness
Supporting small and medium-sized agricultural producers remains a key priority for Agroprosperis Bank. At the end of the first half of the year, the agribusiness loan portfolio, before provisions, grew by 40% and reached UAH 2 billion—the highest level in the bank’s history. At the same time, the share of non-performing loans is only 1.21%, which attests to the exceptional quality of the portfolio and the bank’s responsible approach to lending.
During the reporting period, the bank consistently expanded its clients’ opportunities to secure financing. In particular, it launched a new grant support program in partnership with the European Fund for Southeast Europe (EFSE). In addition, Agroprosperis Bank financed a second agricultural note—this time secured by a future harvest of white cabbage—expanding the practical application of this instrument to niche crops.
Development of digital services
To ensure convenient and secure daily interactions, the bank continued to improve its remote banking services. The AP Bank mobile app now supports instant, round-the-clock transfers between IBAN accounts via the NBU’s 24/7 SEP system, as well as payments using QR codes. For corporate clients, the bank launched an updated web version of the iFOBS system, which has increased the speed and convenience of managing corporate finances.
Confirmed financial reliability
In May 2026, the rating agency “Standard-Rating” confirmed Agroprosperis Bank’s highest long-term credit rating on the national scale at uaAAA. The uaAAA rating reflects the bank’s high level of financial stability, sufficient capitalization, and ability to meet its obligations to clients and partners in a timely manner.
Agroprosperis Bank’s complete financial statements for the first half of 2026 are available on the bank’s official website in the Information for shareholders and stakeholders section.
