The rating agency "Expert-Rating" has updated the long-term credit rating of Agroprosperis Bank to uaAA, indicating a very high creditworthiness, and the bank’s deposit reliability rating to the highest level of ua1 according to the national scale.
Based on the analysis of Agroprosperis Bank’s financial statements and performance indicators, the agency concluded that as of the results of 2024 and January-February 2025:
- the bank’s assets grew by 19.73% to UAH 4.792 billion, with 73.44% of assets represented by liquid instruments with a low level of credit risk;
- the loan portfolio increased by 33.98% to UAH 1.107 billion, with an NPL ratio of 3.44%, which is 8.8 times lower than the market average;
- the bank’s profit for 2024 increased 2.39 times compared to 2023, reaching UAH 31.158 million;
- during the reporting period, the bank was well-capitalized in terms of regulatory and core capital and maintained a significant liquidity buffer, as evidenced by high regulatory ratios that significantly exceed market averages and NBU requirements.
Agroprosperis Bank fulfills all its obligations, complies with established regulations, and guarantees a high level of banking services, maintaining its status as a reliable financial institution with foreign capital.
