The rating agency "Expert-Rating" updated the long-term credit rating of Agroprosperis Bank at the level of uaAA, which characterizes very high creditworthiness, and the rating of deposits reliability at the highest level of ua1 on the national scale.
According to the results of the analysis of the financial and statistical reporting of Agroprosperis Bank for the first half of 2023, the agency reached the following conclusions:
- In the first half of 2023, the bank's assets more than doubled to UAH 5.439 billion, while as of July 1, 2023, 83.59% of the bank's assets were represented by liquid instruments with a low level of credit risk;
- The bank's loan portfolio increased by 2.79% to UAH 829.144 million with a share of non-performing loans of only 7.41%, which is 5.25 times lower than the market average;
- According to the results of operations in the first half of 2023, the bank earned a profit in the amount of UAH 32.856 million, and key income items showed a significant increase, in particular, net interest income grew by 76.10% to UAH 89.637 million, and net commission income increased by 55, 21% compared to the same period in 2022;
- As of the beginning of August and throughout the period of analysis, the bank was very well provided with regulatory and core capital, and also maintained a significant reserve of liquidity at levels significantly higher than the average market indicators and the limit values set by the NBU.
Agroprosperis Bank fully fulfills all commitments and activity standards and continues to provide customers with high-quality and uninterrupted banking services, maintaining the impeccable reputation of a bank with American capital.