Affordable loans 5-7-9%

for micro, small and medium businesses

for up to 10 years

attractive interest rates

Available loans of 5-7-9% in Agroprosperis Bank

Since 2020, Agroprosperis Bank has been an authorized bank and an active participant in the state program "Affordable Loans 5-7-9%". As part of the program, Ukrainian enterprises can receive loans from Agroprosperis Bank on preferential terms thanks to state compensation of the interest rate.

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Investment loan

Purpose	Base rate	Compensation rate	Term	Amount
8.0. Investment loan	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 60 million
8.1. Agricultural producers	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 31.03.2025	up to UAH 90 million
8.2. Processing industry	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 150 million
8.3. Business reconstruction	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 60 million
8.4. Trading companies	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 60 million
8.6. Energy	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 150 million
8.7. Energy service	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	micro, small - 7% medium - 9%	up to 120 months	up to UAH 150 million
8.8. Investment loan ZVVR	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	1% – in the first two years of lending, thereafter – 5%	up to 120 months	up to UAH 150 million
8.9. Agricultural processing ZVVR	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	1% – in the first two years of lending, thereafter – 5%	up to 31.03.2025	up to UAH 150 million
8.10. Processing industry ZVVR	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	1% – in the first two years of lending, thereafter – 5%	up to 120 months	up to UAH 150 million
8.11. Business reconstruction ZVVR	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	1% – in the first two years of lending, thereafter – 5%	up to 120 months	up to UAH 150 million
8.12. Energy service ZVVR	micro - UIRD 3M + 11 small - UIRD 3M + 9 medium - UIRD 3M + 7	1% – in the first two years of lending, thereafter – 5%	up to 120 months	up to UAH 150 million
8.5. Sole proprietor without collateral	UIRD 12M + 18	15%	up to 36 months	up to UAH 3 million

Credit for replenishment of working capital

Purpose	Base rate	Compensation rate	Term	Amount
9.0. Working capital	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	13%	up to 36 months	up to UAH 60 million
9.1. Agricultural producers	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	13%	up to 31.03.2025	up to UAH 90 million
9.2. Processing industry	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	micro, small - 7% medium - 9%	up to 36 months	up to UAH 150 million
9.3. Business reconstruction	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	micro, small - 7% medium - 9%	up to 36 months	up to UAH 60 million
9.4. Trading companies	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	13%	up to 36 months	up to UAH 60 million
9.6. Extension of an existing loan	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	micro, small - 7% medium - 9%	up to 48 months	up to UAH 60 million
9.7. Energy service	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	micro, small - 7% medium - 9%	up to 36 months	up to UAH 150 million
9.8. Working capital ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 36 months	up to UAH 150 million
9.9. Agricultural producers ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 31.03.2025	up to UAH 150 million
9.10. Processing industry ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 36 months	up to UAH 150 million
9.11. Business reconstruction ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 36 months	up to UAH 150 million
9.12. Extension of an existing loan ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 36 months	up to UAH 150 million
9.13. Energy service ZVVR	UIRD 3M + 9 (for newly created business – UIRD 3M + 11)	3%	up to 36 months	up to UAH 150 million
9.5. Sole proprietor without collateral	UIRD 12M + 18	15%	up to 36 months	up to UAH 3 million

Our borrower

Sole proprietor or legal entity
Participants and final beneficiary - residents of Ukraine
Newly established business operating less than 12 months and existing business oerating more than 12 months
Is profitable for at least one of the last two reporting years
Receives up to UAH 100 million in revenue per year
Has no current overdue loans and lawsuits
For a newly created business - has a realistic and sound business plan

Eligibility criteria for participation in the program

Contacts

Contact our regional managers or via e-mail partner@ap-bank.com.

Affordable loans 5-7-9% Government program

Investment loan

Credit for replenishment of working capital